Financing a Home Purchase
Down Payment Assistance & Credit
It’s arguably the most important part of the process, understanding how to finance a home. Before even talking to a lender or real estate agent, you should have a good understanding of credit as well as what kind of financing options are available for you.
We try to give you the tools, from understanding credit, loan types, down payments, and whether now is the right time to buy.
Tools
And Resources
Focused on budget and affordability, we have several resources to help you calculate what you can afford and how to create a budget
Credit
What you Need To Know
About Credit
We interview a top credit consultant to better understand what you need to know about your credit before buying a home.
What is a Credit Score
And Is Credit Karma Accurate?
Understanding your credit score is a key component to getting started in the home buying process. We look at how a credit score is made and how it may differ from the free tools like Credit Karma when looking at mortgage scores.
Lenders
How to Find a Lender
And What Questions Should I Ask Them?
Once you feel confident in where your credit is, you should speak to a lender to understand all of your options and find a professional who will be there to help you.
Down Payment Assistance
Down Payment Assistance Programs
Overview
Navigate the world of down payment assistance programs and learn how they can help you realize your dream of homeownership. With the rising cost of housing, these programs are becoming ever more important to first-time buyers.
Empowered 3.5% Down Payment
Assistance Program
Did you know that you may be eligible for an incredible down payment and closing cost assistance program, regardless of your income? Now available nationwide (Except WA), this program offers a 2% or 3.5% forgivable down payment and/or closing cost assistance forgiven after 6 months.