Closing costs in California usually run 2–5% of the price — on top of your down payment. This estimator breaks every line down so nothing surprises you at the closing table. (California has no transfer tax on most first-time buyer purchases, but title, escrow, and prepaid items add up fast.)
Want a seller credit to cover part of this? Start your pre-approval — I’ll negotiate it into your offer — or read Rate Buydown vs. Waiting for how credits and buydowns work together.