Welcome to our First Time Home Buyer website! As real estate agents and lenders who are passionate about working with first-time home buyers, we have created a comprehensive resource to help guide you through the process of homeownership.
We understand that buying a home can be overwhelming and confusing, which is why we designed the site to cover every aspect of buying a home, from basic information like how to save for a down payment to intricate areas such as alternate loan programs for those with unstable income. We also provide valuable information about the various types of loans available, including VA and FHA loans, and cover details about down payment assistance programs offered across the country.
Our website even has useful tips about how to choose the right real estate agent and what to look for in a lender. We are delighted to offer this invaluable tool to anyone who is considering buying a home, or who is currently in the process of doing so.
In our recent podcast episode, we dive into the intriguing world of manufactured homes with industry expert, Steven Ellefson. The owner of Stell RE Group,
In today’s real estate market, it is crucial for first-time home buyers to be well informed and aware of potential scams that could jeopardize their
Ready to take the plunge into your first condo or townhome purchase, but feeling overwhelmed by the financing process? Our resident expert, Sarah, is here
Common Misbeliefs and Why they Might be a Great First Home Are the myths about condos and townhomes holding you back from exploring their benefits?
As a first time home buyer, you may not know some of the Do’s and Don’t of touring a home, whether that’s going to open
One of the very first things you should ask yourself as you begin your journey of purchasing a home is this age-old question: How much
Today we’re talking about one of my favorite down payment assistance programs that’s available nationwide. This program offers a 2% or 3.5% forgivable down payment
The California Housing Finance Agency (CalHFA) has recently launched the Dream For All Shared Appreciation Loan program, which provides a loan for 20% of the
Today we dive into the world of down payment assistance programs and how they can help you achieve your dream of homeownership. With housing affordability
One popular piece of advice given to first time home buyers is to ‘marry the house, and date the rate.’ This phrase refers to the
Are you looking to purchase a new construction home? Here are some tips, tricks, and things to keep in mind as you start to plan
When considering the cost of buying a home, there’s more to think about than just the down payment. So how much will it actually cost?
In this episode of the podcast, we talked to Stef Beltran del Rio from 360 Credit Consulting about the basics of credit for first time home buyers.
If you’re self-employed or a contractor, maybe you have inconsistent seasonal income or had some major financial issues recently. Keep listening. This episode is for
It’s the end search is over. Stop even looking for a house. You’ll never be able to afford it, not with those interest rates. Is
I’m going to go through 8 questions to ask yourself to make sure you are ready to buy a home from an emotional standpoint. Our
Buying a home can be an intimidating process, but having a comprehensive inspection done can help you make an informed decision and give you peace
If you’re thinking of buying a home, it’s important to consider a number of factors. These include your current financial situation, employment stability, and future
Saving up for a down payment on a house can seem like an impossible task, but there are ways to make it happen. By following
We’re talking about buying distressed homes for less than market value, are they worth it? Raj Sharma brings his knowledge of REO, short sale, and
A conventional loan is a type of mortgage that is not backed by the government. This means that the mortgage is issued by a private
The Department of Veterans Affairs (VA) offers a mortgage loan that can be used by those who have served or are presently serving in the
As a first time home buyer, you may have come across the term “escrow” and are wondering what it is. Escrow is when a third
Buying a home is a big decision. If you’re a first-time home buyer, you may be feeling overwhelmed by all of the options available to
A credit score is a number that represents your creditworthiness. this number is generated from the information in your credit report. the higher your score,
Why would you want to use a real estate agent for a new construction home? There are plenty of reasons why working with a real
Today we’ll be talking about what is a pre-approval or pre-qualification. We’ll also talk about what kind of documentation you may need to get that
One of the first steps to home ownership is choosing a real estate agent. I’d like to go over a few ways you can find
So, you’ve decided it’s time to buy a home. The first step is to get your finances in order. Before you go finding your dream
Today we’ll be talking about how to find a good lender and what questions to ask them to make sure they’re a good fit for
The informed buyer has better and less stressful home-buying experience. Our goal here is to help you become that informed buyer. So, let’s start with